Annuities for Guaranteed Retirement Income
Fixed and fixed indexed annuities can turn part of your savings into income you cannot outlive, protect principal from market losses and help with tax-deferred growth. We explain every option in plain language. From Larry Montgomery of Trusted Faith Financial in Joshua, Texas, serving clients nationwide.
Who We Help
Pre-Retirees
You want part of your savings protected before retirement begins.
Retirees
You want a dependable monthly income alongside Social Security.
Savers Rolling Over a 401(k)
You are leaving an employer and comparing your options.
Annuity Types We Compare
Fixed annuities
Fixed indexed annuities
Income riders for lifetime income
Multi-year guaranteed annuities (MYGAs)
How It Works
01
Free review of your goals
02
Compare carriers and terms side by side
03
Choose, apply and review yearly
Frequently Asked Questions
Can I lose money in a fixed or fixed indexed annuity because of the market?
Your principal is not exposed to market losses. Surrender charges and fees may apply if you withdraw early.
What are surrender charges?
A surrender charge is a fee the insurance company may apply if you withdraw more than the contract allows during the surrender period. We review these terms with you before you choose.
Do you sell variable annuities?
No. We focus on fixed and fixed indexed annuities, which are insurance products.
Who backs the guarantees?
The financial strength and claims-paying ability of the issuing insurance company.
Annuities are insurance products. Guarantees are subject to the claims-paying ability of the issuing insurer. Not a deposit, not FDIC insured.